Meet One of King Charles II Secret Supporters

By Phin Upham True to being a spy, not much is known about Sir William Davidson. On paper, he was listed as the 1st Baronet of Curriehill, and records also show that he was a Scottish tradesman based out of Amsterdam. Underneath all that is a man who served as a spy for the King.…

Sir Titus Salt: Socially Conscious Capitalist

By Samuel Phineas Upham Sir Titus Salt built his business around improving conditions for the people who worked under him. His greatest achievements in life revolved around trying to start a model village and factory to support the people who lived there. He is an important example of what socially conscious capitalism can accomplish. He…

Wealth and Contributions to Society

By Phin Upham Does the accumulation of wealth mean that you are positively contributing to society? There is a disconnect, even among the wealthy, that the amount of money one earns is directly related to the amount of good one does or is capable of doing in society. Making money means that you either sell…

Usury Defined

By Phineas Upham Usury is a word with a negative connotation today, but has always been highly debatable throughout history. The ethics of money lending present a complex relationship between the wealthy and borrowers. Usury has always been a practice that has been frowned upon when times are low, but exalted when aims and goals…

moneycredit

Improving Credit Score the Year Before You Buy

When you go to purchase a new home, your credit determines many of the conditions related to your loan. It stipulates whether you get a loan at all, and it helps determine what interest rates you qualify for. Improving your credit the year before you decide to buy a home will benefit you long term,…

FHA

A Brief History of FHA

This article was written by Phin Upham The failure of the banking system during the Great Depression caused a drastic decrease in the availability of home loans, which directly impacted home ownership in the United States. At the time, most mortgages were very short term, covering the span of only three to five years. The…

uber

The History of Uber

Written by Phin Upham Uber began in Paris in 2008. Founders Garret Camp and Travis Kalanick were enjoying wine and food at the LeWeb conference. During a night-time crawl, the two were eagerly discussing what is next in the landscape of the Internet. Garret was doing what he called “hard time” over at eBay, where…