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Why Digital Wallets are Overrated

By Phineas Upham The term digital wallet sounds very trendy. The idea is that all of your payment information would be contained within your phone, so that all you’d ever need to do was scan it and be on your way. Digital wallets used the very Star Trek-y technology known as NFC or Near Field…

pacs

Wealth and Contributions to Society

By Phin Upham Does the accumulation of wealth mean that you are positively contributing to society? There is a disconnect, even among the wealthy, that the amount of money one earns is directly related to the amount of good one does or is capable of doing in society. Making money means that you either sell…

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Usury Defined

By Phineas Upham Usury is a word with a negative connotation today, but has always been highly debatable throughout history. The ethics of money lending present a complex relationship between the wealthy and borrowers. Usury has always been a practice that has been frowned upon when times are low, but exalted when aims and goals…

accounting

Regulating Public Accounting Firms

This article was written by Phin Upham The Enron scandal was a failure of auditing as much as it was one of the biggest restructurings in banking history. Through loopholes and faulty accounting, the company intentionally misled its board of directors and an independent audit committee. It was able to mask billions in losses, and…